OSLO trusted friend program

Refer a Friend.
Earn AED 50 Off Your Renewal

Every friend who insures with Oslo reduces your next annual premium by AED 50 - with no limit* on how much you save.

Start Referring

ABOUT THE PROGRAM

The Oslo referral program rewards existing policyholders for introducing other pet owners to comprehensive pet insurance in the UAE. For every friend you refer who purchases an Oslo policy, AED 50 is applied directly to your next annual renewal - a straightforward reduction in what you pay, not a points scheme or a temporary promotion. There is no cap on referrals. Refer five friends and AED 250 comes off your renewal; refer ten and you save AED 500. Each reward is confirmed once your referred friend completes their purchase, and the credit is applied automatically when your policy renews.

Whether you’re insuring a dog or a cat in Dubai, Abu Dhabi, or Sharjah, the program is built to make quality pet insurance more affordable the more you share it. Existing customers can start from the Refer section; pet owners new to Oslo can get a quote first, then begin referring once their policy is active.

How it works

Invite your friends

The more friends you make, the lower the price of your insurance.

  1. Log into Pet Cloud

    Sign in and go to Refer & Earn.

  2. Send an invite

    Enter friend's email. They get a branded invitation.

  3. Friend buys a policy

    They click the link and purchase a plan.

  4. You earn AED 50

    Cash-back applied to your next renewal.

  5. Free Welcome Gift

    Your friend gets a free Oslo welcome gift on their first purchase.

Cashback stacking

The more friends, the bigger your discount.

Every successful referral adds AED 50. Applied automatically on your next renewal.

FriendsCashbackYou save
1 friend+ AED 50AED 50 off
3 friends+ AED 150AED 150 off
5 friends+ AED 250AED 250 off
10 friends+ AED 500AED 500 off 🎉

Your savings

Watch your discount grow

50
1
100
2
150
3
200
4
250
5

AED saved per referral

Good to know

Important details

Applied at renewal

Renewal discount applied as a discount on your next annual renewal — not as a payout.

Only on purchase

You earn Renewal discount only when your friend purchases. Until then, it stays Pending.

AED 50 credited per referral — no limit*

Applies to one pet policy only. Cannot be combined with other promotions like multi-pet discount.

Any Question. We got you covered.